| Type of loans available: |
| Off plan, remortgage, second hand purchase. |
| Loan to Value: |
| 70% |
| Maximum loan amount: |
| N/A |
| Interest rates: |
| From 6.75% repayment mortgages only. |
| Maximum term of mortgage: |
| Up to 20 years. |
| Minimum loan amount: |
| 25,001 GBP equivalent. |
| Maximum age at completion: |
| 70 years old. |
| Currencies available*: |
| HK Lenders: HKD. Offshore lenders: HKD, USD, CAD, AUD, NZD, SGD, CHF, JPY, GBP. |
| Repayment penalties: |
| Dependent on product chosen. Offshore - none. |
| Documents required: |
| • Last six month bank statements or income/expenditure statement from accountant. • Salary slips if employed. • Proof of assets and liabilities – savings/investments/mortgages/debts • Letter from accountant confirming income if self employed • HK Tax Return or equivalent. • Certified true copies of passport/HKID • Two forms of address identification • Completed application form |
| Other: |
| General fees to consider: 0.5% fee up front on acceptance of offer for off shore lenders. Onshore Lenders charge similar fees and have penalties for the first two years in most cases. |
*Changes in the Exchange Rate may increase the sterling equivalent of your debt.
FOR MORE INFORMATION PLEASE CONTACT US ON 0870 042 8807
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