Loans are available for house, apartment purchases and ‘French Lease Back’ schemes.
| Type of loans available: |
| • Capital repayment mortgage • Interest only mortgages available plus deferred interest periods |
| Loan to Value: |
| Up to 80% depending on bank and property selected. Lease back scheme also attracts a 26% Vat rebate at completion. |
| Maximum loan amount: |
| N/A |
| Interest rates: |
| Rates from 4.5% depending on lender. |
| Maximum term of mortgage: |
| Up to 25 years. |
| Maximum age at completion: |
| 75 years old. |
| Currencies available*: |
| Various options depending on lender selected. |
| Documents required: |
| • Completed application form • Passport copy • Bank reference • Employer reference • Pay slips for the last 3 months • Bank statements for the last six months • Copy of tax return for the last 2-3 years |
| Other: |
| Bank Arrangement Fee: 1% - 2%. Banks usually insist on life cover assignable to them as well as buildings and contents. Leaseback management company approval required. |
*Changes in the Exchange Rate may increase the sterling equivalent of your debt.
FOR MORE INFORMATION PLEASE CONTACT US ON 0870 042 8807
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