| Type of loans available: |
| Off plan property and completed properties in the following regions – Anguilla, Antigua, Aruba, Bahamas, Barbados, Belize, Bonaire, British Virgin Islands, Cayman Islands, Curacao, Jamaica, St Kitts & Nevis, St Lucia, St Maarten, St Vincent, Tobago, Turks & Caicos Islands. |
| Loan to Value: |
| Based on the valuation of the property. Up to 70% LTV based on purchase price or end valuation whichever is lower. |
| Minimum loan amount: |
| £100,000 (or currency equivalent). |
| Interest rates: |
| Fixed and variable rate loans available, with interest only options of up to 5 years. |
| Maximum term of mortgage: |
| 20 years. |
| Maximum age at completion: |
| 70 years old. |
| Currencies available*: |
| GBP, CAD, Euro. |
| Repayment penalties: |
| Dependent on product chosen. |
| Documents required: |
| • Last six month bank statements • P60 or equivalent • Letter from accountant confirming tax paid (if self employed) • Three years audited accounts (if self employed) • Certified true copies of passports • Two forms of address identification • credit report and bank reference |
| Other: |
| 1% bank commitment fee, all perils general insurance and life insurance assigned to the bank. |
*Changes in the Exchange Rate may increase the sterling equivalent of your debt.
FOR MORE INFORMATION PLEASE CONTACT US ON 0870 042 8807
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